Six rules and a real SDK ship today. The rest is honestly labelled.
Everything tagged Live runs on devnet right now. Everything tagged Planned is a direction we're building toward, not something you can use yet. We won't blur the two.
Live today
Deployed on devnet and exercised end to end. Open source, non-custodial, enforced on-chain.
Daily cap
Refuses any send that would push your rolling 24-hour total past a limit you set.
Block list
Refuses sends to wallets you've blocked, up to 32 per dollar.
Cool-off
After one large send, further large sends are held until your cool-off window elapses.
Slow send
A short hold on your first transfer to a brand-new recipient. The anti-phishing rule.
Night mode
Blocks sends during the hours you set, so 2am you can't undo what daytime you decided.
Friend gate
Large sends are blocked unless a trusted friend co-signs. Today it blocks; co-sign routing is planned.
Non-custodial vault
Wrap USDC into a Stede dollar one-to-one. The underlying sits in a program-owned vault no one holds keys to. Unwrap anytime.
@handle sends
Send to @alice instead of a 44-character address. Human-readable identifiers, stored on-chain in the handle registry.
TypeScript SDK
One client wraps all nine programs: handles, vault, rules, and hook-aware transfers. Published as @stede/sdk.
Open-source protocol
Nine Anchor programs under Apache 2.0. Read the rule logic, verify the deployed bytecode, build on top.
Planned: the direction, not a promise of dates.
These aren't shipped. They're where Stede is headed, listed so you know the plan, not so you think you can use them today. Nothing below exists on-chain yet.
Friend-gate co-sign
Instead of just blocking a large send, route an approval request to your trusted friend so they can co-sign it through.
Smart flows
Rules that react to context rather than fixed thresholds, for more adaptive protection.
Allowances
Delegated, capped spend built on Solana's native primitive rather than reinventing it.
Sub-accounts
Separate pots of money under one identity, each with its own rules.
Savings
Set-aside balances inside the vault, kept apart from what you spend.
More stablecoins
AUDD for Australian dollars first, then more currencies on the same protocol and rules.